Cashflow 101 was designed by Robert Kiyosaki, author of "Rich Dad Poor Dad," as a hands‑on training tool for personal finance. The goal is straightforward: escape the Rat Race and achieve financial independence by reaching the Fast Track where money works for you. Each player picks a starting career – from truck driver to airline pilot – and fills out a personal balance‑sheet, tracking income, expenses, assets and liabilities. The board features two tracks: a small loop where you move with one die and collect your salary when passing the Paycheck space, and a larger loop that uses two dice and offers bolder investment opportunities.

Landing on specific spaces triggers draws from four decks of cards. Some cards present lucrative deals, others bring losses, taxes, divorce or lawsuits. The core challenge is cash management: in the Rat Race cash is scarce, while on the Fast Track excess cash can be wasted without proper investments. All transactions are recorded on the individual sheets, which often become templates for players' real‑world budgeting. The game encourages joint purchases, resale, and player‑to‑player negotiations, sparking strategic discussions.

For 2‑6 players the experience shifts: fewer players tilt the game toward real‑estate deals, whereas larger groups speed up card turnover, making medium‑size businesses viable. Although the rules are extensive and a full session lasts about three hours, Cashflow 101 is widely used in finance clubs worldwide as a fun, practical teaching aid.